One account for the business
Your balance sits on the first screen, with the buttons to add money, send money and see your account details.
Essentials
A business account that works as hard as you do.
One account for the money your business takes in and sends out, opened in the app and provided by our partner bank. Get paid by card, transfer, link or QR code, pay suppliers with a receipt, and see it all in one place.
What you get
Business account, in practice.
Its own account number
Customers can pay you by bank transfer to your business account number, and the sale is recorded for you.
Confirmed with your PIN
A payment is confirmed by entering your PIN before it leaves, and every transfer comes with a receipt.
Nothing to reconcile by hand
Every payment in and out lands in the same ledger, and statements export as PDF or Excel for your accountant.
Who's behind it
Your money, on regulated ground.
The account is provided by TagPay. Payble is the app you run it from.
Provided by TagPay
TagPay is a mobile money service licensed by the Central Bank of Nigeria to provide mobile money services. It provides the account and the banking behind it. We are not a bank.
Deposits insured
Deposits held with TagPay are insured by the Nigeria Deposit Insurance Corporation (NDIC), up to ₦250,000 per depositor.
Verified accounts
Every account goes through identity (KYC) verification, so the people you pay and get paid by are real.
Money in
Get paid every way your customers pay.
Card and contactless on a reader or terminal, a bank transfer to your account number, a payment link, a QR code or an order on your online storefront all land in one place, each marked with the channel it came through.
- Card and contactless with a reader or terminal
- Bank transfer to your business account number
- Payment links, QR codes and storefront orders
New sale
In store₦12,500
CardTransferLink
ReceiptSent by message
Charge ₦12,500Card machine balance
See exactly what has settled, and move it yourself.
Money you take on a card machine or card reader is kept in its own balance, separate from your main account. Card payments settle the next business day; transfer payments taken on the machine are available immediately. Move what has settled to your account whenever you choose.
- A separate balance for card machine and card reader takings
- Card payments settle the next business day
- Transfer payments on the machine are available immediately
Card machine balance
Separate from your accountFrom card payments₦184,000
SettlesNext business day
From transfers on the machine₦96,000
SettlesImmediately
Ready to move₦280,000
Move to your accountMoney out
Pay suppliers and staff, with a receipt.
Choose the bank, enter the account number and check the verified name before you confirm. Save the people you pay often, and keep a receipt with a reference for every transfer.
- The account is verified before you send
- A receipt with a reference for every transfer
- Saved recipients for the people you pay often
Send money
VerifiedTo
Tunde Bakery Supplies
Bank account ending 4821
Amount
₦85,000
Available balance₦412,500
Review and authoriseWho can do what
Give each person only what they need.
Add your team and choose what each person can reach: a cashier works at the till, finance sees the statements and a manager runs the shop. You stay in charge of the account.
- Roles for cashiers, supervisors, managers, finance and sales
- A password and a passcode protect the account
- A PIN confirms a transaction
Team access
Passcode onA
Ada · Admin
Full access
K
Kemi · Finance
Statements and reports
C
Chidi · Cashier
Point of sale only
S
Sade · Manager
Store management
A day in your business
Your working day, before and after.
The old wayChecking a bank app, a terminal slip and a notebook to work out what came in
With PaybleOne ledger for card, transfer, link, QR and storefront payments
The old wayNot knowing when a card machine payment is actually yours to spend
With PaybleA separate balance shows what has settled, and you move it yourself
The old wayTyping an account number from a chat message and hoping it is right
With PaybleThe account is verified before you send, and you keep a receipt
The old waySharing one login and hoping nobody sees too much
With PaybleA role for each person, and a PIN to confirm a payment
The old wayAsking for a statement when the accountant needs one
With PaybleExport a statement as PDF or Excel from the app
How it works
Simple from the first step.
- 1
Tell us about your business
Share a few details on our Get started page and we contact you personally to set you up.
- 2
Verify your phone and your identity
Confirm your phone number and complete identity (KYC) verification.
- 3
Fund your account and start
Add money, then take payments and pay suppliers from the same place.
In the app
Your account, on screen.
Screens of the business app. The names and figures on them are sample data.
Your account
Your balance, with Add, Send and Details.
Money in, by channel
Earnings split by card, transfer, cash and link payments.
Confirm with a PIN
A transaction is confirmed by entering your PIN.
A report to share
A six-month report you can view in full or share.
Good to know
- The account itself has no monthly fee. Other fees are on the pricing page, and your limits are shown in your settings.
- You need to verify your identity (KYC) to open one, whether you are a freelancer, a sole trader, a registered business name or a limited liability company.
- The account is provided by our partner bank. We are not a bank.
FAQ
About business account.
Straight answers about Payble, your money and how it works.
What is the Payble business account?
It is the account your business uses to receive payments, send money and keep its records in the Payble app. It is provided by TagPay, a mobile money service licensed by the Central Bank of Nigeria to provide mobile money services. Payble is not a bank.
Is my money safe?
Deposits held with TagPay are insured by the Nigeria Deposit Insurance Corporation (NDIC), up to ₦250,000 per depositor. Accounts are identity-verified (KYC), and you control who on your team can do what. The security page has the details.
Who can open a business account?
Anyone running a business: a freelancer, a sole trader, a registered business name or a limited liability company.
How do I open one?
Tell us about your business on our Get started page. A member of our team contacts you personally, sets you up and helps you complete your identity (KYC) verification. Then you can start taking payments.
Do I need a card reader?
No. You can be paid by bank transfer, a payment link, a QR code or your online storefront. A card reader or terminal adds card and contactless payments in person.
What is the card machine balance, and when can I move it?
Money you take on a card machine or card reader is kept separately from your main account balance. Card payments settle the next business day; transfer payments taken on the machine are available immediately. You move what has settled to your account yourself, whenever you choose.
What does the account cost?
The business account itself has no monthly fee. Fees for individual payments and transfers are on the pricing page; they are indicative for now. Ask support if you want to know about anything else.
Can I hold more than one currency?
Multi-currency accounts are coming soon. They are not available yet and no date has been set. When they open they will be added to your existing business account.
Can my team use the account?
Yes. You can add team members with roles such as cashier, supervisor, manager, finance and sales, and switch anyone off at any time.
Can I get a statement for my accountant?
Yes. Open financial statements, choose the period and export it as a PDF or Excel file.
Works well with
Put this to work today.
Tell us about your business and we will set you up and help you start using it.