Payble

Take the payment.Track the stock.Grow the business.

Payble is the business app for Nigerian businesses and individuals with global ambitions: take card and transfer payments, manage stock, customers and staff, and see how your business is doing, all from your phone.

  • Payble business app charging a sale
    Point of sale
  • Payble card reader next to a phone
    Card reader
  • Payble business app inventory
    Inventory
  • Two screens of the Payble business app
    Customers and team
  • Payble reader dock with a card
    Reader dock
  • TagPay

    Licensed by the Central Bank of Nigeria

  • Deposits insured

    By the NDIC, up to ₦250,000 per depositor

  • Verified accounts

    Every account goes through identity (KYC) verification

  • Your data is protected

    Sensitive personal data is encrypted before it is stored

Payble at a glance

tools in the business suitesales, stock, customers, team and reports
16
steps from first message to first paymenttell us, set up, verify, start
4
ways to get paidcard reader, bank transfer, payment link
3
hours of card-reader batterya full trading day away from a socket
12+

One record

Every payment lands in one place.

However a customer pays, the sale goes into the same record, so what you sold, what you were paid and what is left on the shelf always agree.

  • Card and contactless

    Tap or dip on the card reader.

  • Bank transfer

    Accept payments straight from the customer's bank.

  • Payment links

    Send a link and get paid, anywhere.

See how getting paid works

What you can do

Sell

Sell in person, online or by link.

Charge a customer from your phone, send a payment link, and hand over a digital receipt before they leave.

  • Mobile point of sale
  • Payment links and bank transfers
  • Digital receipts and invoices
See how selling works
The business app charging a customer from a keypad

Stock

Know exactly what is on the shelf.

Track quantities, list products and services, and get low-stock alerts so you never run out of what sells.

  • Live stock levels
  • Products and services in one catalogue
  • An online storefront linked to your inventory
Explore stock control
The business app inventory of products and services

Customers and team

Keep customers and staff on the same page.

Store customer details and purchase history, keep a credit book, and give your team the access their role needs.

  • Customer records and history
  • A credit book for who owes what
  • Roles and permissions for staff
Explore customers and team
Two screens of the business app
Payble Till, the point of sale, showing a shop's products and a basket

Till

A complete till, on any device.

Our point of sale for shops and restaurants. It runs in your browser on a tablet, a phone or a computer, and it comes ready on our all-in-one terminal.

  • Baskets, discounts and returns for shops
  • Tables, a kitchen monitor and bills for restaurants
  • Every way to pay, and a summary at the end of the day

Online store

A store with your name on it.

Your logo, your colours and your products, with checkout, delivery and order tracking built in. Switch to menu mode and it becomes an ordering page for a restaurant.

An online store on a phone with fabric products
A restaurant's menu on a phone
The business app home screen with the account balance, the card reader, team activity and earnings
The business app hub with tiles for receipts, invoices, reports, analytics, payment links, customers, teams, cards, devices, QR codes, treasury and rewards

The app

The whole business, in your pocket.

Your balance, your invoices, your customers, your payment links and your business health, on one home screen, with the store and the till a tap away.

The business suite

Run the whole business from your phone.

Sales, stock, customers, staff and money, connected in one place instead of scattered across notebooks, chats and spreadsheets.

One record of everything your business does.

  • System of record

    Every sale, customer and stock movement recorded in one place.

  • Inventory management

    Track stock levels, see quantities and get low-stock alerts so you never run out.

  • Team management

    Give staff roles and permissions, and keep everyone working from the same app.

  • Reporting

    See your revenue and sales data at a glance.

Hardware

Take payments anywhere the sale happens.

Three ways to take card and contactless payments, from a reader that pairs with your phone to an all-in-one terminal. Buy outright, or lease and pay daily or monthly.

  • The Payble Mini card reader

    Card reader

    Payble Mini

    A card reader that connects to your smartphone.

    • Connects to your smartphone
    • NFC: card and contactless payments
    • Long-lasting battery, 12 hours and more
    • Accepts all major cards
    Buy outright
    ₦30,000
    Lease, daily
    ₦200 / day
    Lease, monthly
    ₦5,000 / month
  • The Payble Pro terminal

    Terminal

    Payble Pro

    A compact terminal with its own screen. Use it on its own, or connect it to your smartphone.

    • Built-in screen
    • Works standalone or connected to your smartphone
    • Card and contactless payments
    Buy outright
    ₦90,000
    Lease, daily
    ₦500 / day
    Lease, monthly
    ₦14,000 / month
  • All-in-one terminal

    Payble Max

    The all-in-one terminal for busy counters: everything in a single device.

    • All-in-one design
    • Built for busy, everyday trading
    Buy outright
    ₦180,000
    Lease, daily
    ₦1,000 / day
    Lease, monthly
    ₦25,000 / month

Payble hardware is available on request to existing Payble business accounts. Register your interest and we will get in touch. The complete point of sale register is coming soon. See all the hardware.

Coming soon

Two new ways to sell, on their way.

We are building these now. Tell us you want them and we will email you the day they open.

  • A customer holding a phone to a payment terminal at a shop counter
    Payment received₦12,500
    Coming soon

    Tap on Phone

    Take contactless card payments on the phone in your pocket. Enter the amount, the customer taps, and the sale is recorded. No extra hardware to carry.

    Not available yet. No date has been set.

  • A miniature shopping cart on a laptop that shows a shop page
    Your web addressyour-business.ng
    Coming soon

    Your own website

    Get a web address of your own and describe the storefront you want, in your own words, right in the app. Then look it over and publish it.

    Not available yet. No date has been set.

Getting started

From first message to first payment in four steps.

  1. Step 1

    Tell us about your business

    Share a few details about you and your business in about three minutes.

  2. Step 2

    We get in touch

    A member of our team contacts you personally to understand what you need.

  3. Step 3

    Verify your details

    We help you confirm your identity, as every regulated account requires.

  4. Step 4

    Start taking payments

    Start receiving, sending and selling, with us beside you for the first steps.

Security and trust

Money you can trust to a regulated foundation.

Your funds and your information sit on licensed infrastructure, with privacy built into how it is made.

A licensed partner

Payble is powered by TagPay, a mobile money service licensed by the Central Bank of Nigeria to provide mobile money services. Deposits held with TagPay are insured by the Nigeria Deposit Insurance Corporation (NDIC), up to ₦250,000 per depositor.

Verified identities

Accounts are verified with KYC checks, so the people you pay and get paid by are real.

Encrypted by design

Highly sensitive personal data, such as names, dates of birth and identity numbers, is encrypted before it is stored.

Read how we handle your data in our privacy policy, or see the security overview.

Become an agent

Help businesses in your area go digital.

Become a Payble field sales agent: find local businesses, show them how the app helps them run the whole business, and get them set up. Apply online, train online, and start once you are certified.

FAQ

Questions, answered.

Straight answers about Payble, your money and how it works.

What is Payble?

Payble is a business app: the business platform for African businesses. A business can take card and transfer payments, manage stock, customers and staff, send receipts and invoices, and see how it is doing, all from one app. It is built for Nigerian businesses and individuals with global ambitions.

Is my money safe with Payble?

Payble is powered by TagPay, a mobile money service licensed by the Central Bank of Nigeria to provide mobile money services. Deposits held with TagPay are insured by the Nigeria Deposit Insurance Corporation (NDIC), up to ₦250,000 per depositor. Accounts are identity-verified (KYC), and sensitive personal data is encrypted before it is stored.

Who is behind Payble?

Payble is a product of MyPayble Technologies Limited, based in Abuja. The company was founded in 2023, growing from a concept developed the year before, to give African businesses the tools to accept digital payments and run their operations.

How do I open a Payble account?

Tell us about your business on our Get started page. A member of our team contacts you personally, sets you up and helps you verify your KYC (identity) details. You can then start taking payments and managing your business.

What can a business do with Payble?

A business can accept payments by card reader, bank transfer and payment link, run a mobile point of sale, keep an online storefront linked to its inventory, send digital receipts and invoices, manage stock, staff and customers, and see its sales and revenue reports.

How do I get a Payble card reader or terminal?

Payble devices are available on request. An existing Payble business account can register interest online, choosing a device (the Mini card reader, the Pro terminal or the all-in-one Max), and whether to lease it and pay daily or monthly, or to buy it outright.

Where is Payble available?

Payble is available in Nigeria today.

How do I contact Payble support?

Email support@mypayble.com.

Your business is ready for what is next.

Take payments, manage stock, customers and staff, and see how your business is doing, all in one app. Tell us about your business and we will set you up personally.