You are owed and you owe
Retailers buy on credit from you, and you buy on credit from your suppliers. It is hard to see the net position.
Wholesale and distribution
Move stock. Keep the books straight.
Wholesalers sit in the middle: credit from suppliers on one side, credit to retailers on the other. Payble tracks both directions, invoices with VAT and gives you statements you can send to anyone.
Credit book
2 overdueThey owe you
₦640,000
You owe them
₦215,000
Mama Ngozi₦120,000
Femi Stores₦310,000
Kunle & Sons₦95,000
Sound familiar?
The everyday headaches of wholesale and distribution.
Invoices go unpaid quietly
Chasing late payers is time you would rather spend selling.
Big payouts need care
Paying suppliers is high-value and needs to be checked and recorded.
Fits how you trade
However you run it, it fits.
Wholesalers and depots
Bulk stock to retailers, on credit terms.
- Credit limits per retailer
- Invoices with VAT
- Statements for each account
Distributors with a route
Deliveries, collections and drivers.
- Payment links for deliveries
- Payment records per customer
- Payouts with receipts
Importers and traders
Large supplier payments and stock arriving in lots.
- Supplier balances and statements
- Transfers with references
- Exports for your accountant
Payble for wholesale and distribution
Everything on the list, in one app.
Each of these is a real feature of the business app, and each has its own page if you want the detail.
A day with the app
A working day in wholesale and distribution.
Morning
Chase what is due
Check overdue invoices and send reminders.
Midday
Fill an order
Invoice the retailer with the goods, VAT and a payment link.
Afternoon
Pay a supplier
Send the payout and record it against their balance.
Month end
Export the statement
Download revenue, cost and VAT for your accountant.
The essentials
What you need for wholesale and distribution.
A checklist of what the business app covers for this kind of business.
- Credit given to retailers, with limits and due dates
- Credit taken from suppliers, with statements
- Invoices with VAT, a payment link and reminders
- Supplier payouts with a verified account and a receipt
- Stock in quantity, with cost and selling price
- Collection speed and recovery analytics
- Statements of revenue, cost of goods and VAT
- Roles for finance and sales
Hardware
No hardware needed.
Everything on this page works from the app. If you later want to take card payments in person, the hardware page shows the readers and terminals.
Getting started
Moving over from a notebook.
- 1
Enter each account
Create every retailer and supplier with their opening balance, so the credit book starts accurate.
- 2
Set limits
Give each retailer a credit limit that suits how they pay.
- 3
Send your first invoice from the app
Include VAT and the payment link and switch reminders on.
Guides
Guides for wholesale and distribution.
Practical reading, written for how business works here.
Good to know
- The app does not plan delivery routes or manage warehouses.
- Everything above is a feature of the business app today. Where something is coming soon, its page says so.
- Questions about your kind of business? Ask us through the contact page.
FAQ
About wholesale and distribution.
Straight answers about Payble, your money and how it works.
Can I set credit limits for retailers?
Yes. You set a credit limit for each customer and the credit book shows how much of it they have used.
Can I invoice with VAT?
Yes. You can apply the standard VAT rate and the invoice shows the VAT line and total payable.
Can I see who is slow to pay?
Yes. The credit analytics show average repayment time, recovery rate and the accounts that are slow.
Other businesses like yours
Run wholesale and distribution on one app.
Tell us about your business and we will set you up, step by step, ready for your first sale.